High Value Household
If your home and its contents are of particularly high value, you require a more comprehensive insurance solution than a standard policy would offer.
Our High Net Worth policies cover those with contents worth £100,000 or more. Accidental damage cover comes as standard. You have access to an exceptional claims service should the worst happen. You also get:
- Worldwide cover: for your belongings thereby removing the need for supplementary cover when you take belongings away from the home or on holiday
- Jewellery: items covered up to agreed limits without the need for a valuation certificate
- Pairs and sets: where one item is lost or damaged from a distinct pair or set, the pair or set is replaced, not just the one item
- Fine art & antiques: covered up to agreed limits before proof of value is required
- Warranty-free policies: most high net worth insurers have a more practical, flexible approach and do not automatically apply warranties to their policies (dependent on individual circumstances)
- Trace and access: cover for costs associated with finding a leak from a fixed domestic heating appliance, permanent internal plumbing, or from underground service pipes for which you are legally responsible outside the home
- Legal expenses: cover included as standard, with a typical limit of £100,000
- Identity theft cover: provides assistance in the event of personal fraud.
