Offices
If your business operates from an office it’s important to ensure you’re correctly covered from the inevitable risks it faces every day.
Standard policies provide:
- Employers’ liability insurance: protects you from claims made by your employees who may have fallen ill or been injured through the fault of your business
- Public liability insurance: protects you from claims made by members of the public for accidents or injuries occurring on your premises
- Contents and fittings insurance: covers the contents and fittings of a shop separately from the building – particularly useful if you lease your premises but own the fittings.
You can add the following covers to your policy as required:
- Buildings and/or tenants improvements
- Subsidence
- Fidelity (Employee dishonesty)
- Computer breakdown
- Outstanding book debts
- Business travel
- Personal accident
- Cover for items away from the premises
- Loss of licence
- Liability for work away from premises
- Legal Expenses
